Why Borrow With Us?

Our main source of revenue comes from the interest we charge on our loans. But, unlike the banks, because we have no external shareholders, our profit comes back to you, our members. It’s what helps us lend to other members in your community. It’s really simple, but it works!

Great Value Loan Rates

We offer loans from as little as 5.99% variable (6.27% APR) which makes us one of the most competitive in the market.

Easy Application Process

We make it easy to apply for a loan. You can call us, email us or visit us to arrange a private consultation with one of our qualified loans officers.

Quick Loan Decision

We’re quick at making decisions so you won’t be left waiting for an answer. You can expect a loan decision within 24 hours for most straightforward applications.

Flexible Repayment Options

It’s part of our ethos and values. We will do whatever we can to accommodate your needs and circumstances.

Free Insurance

We provide free loan protection insurance to eligible members. It means that, in the unlikely event of your passing during the term of your loan, your dependents won’t have to pay the outstanding balance. Terms and Conditions apply.

No Transaction Fees

Bank charge you fees to use your account, we don’t!


Our Loan Types

Car Loans

Shopping for a New Car or have a PCP balloon payment due? Consider a CCU Car Loan. Unlike a PCP agreement you own the car from the outset and there are no surprise balloon payments.

Share Secured Loans

If you don’t want to dip into your savings but need to make a necessary purchase why not make your savings work for you with our Secured Loan.

Holiday Loans

Whether you’re planning a family break, romantic getaway, an around the world adventure or attending a wedding abroad, a Holiday Loan from CCU can help make your holiday plans a reality.

Education Loans

We understand how expensive student life can be – the fees, the books, and especially the accommodation. So why not plan ahead and contact our lending team to discuss an Education Loan?

5K Net of Shares Loans

With all the benefits of a Secured Loan our 5k Net of Shares Loan gives you the option of a top up loan of up to €5,000 at the low rate of 6.99%.

Personal Loans

Whatever it is you dream about – taking a trip down the isle, buying a new car, getting a new kitchen or something else entirely – you can make it happen with our Personal Loan

Quick Loan Enquiry

Make a Quick Loan Enquiry here.

Have a Question?

Check our FAQs or message us on Live Chat.

Call Us Now

You can reach us on 042 966 1937.