Welcome to our Frequently Asked Questions section where you will find out everything you need to know about Carrickmacross Credit Union.

Q. How do I qualify to become a member of Carrickmacross Credit Union?

A. Joining Carrickmacross Credit Union is easy once you live or work in the common bond and have the relevant documentation.

Q. What documentation do I need to open an account?

A. Find out all the documentation you need to become a member of Carrickmacross Credit Union on our How to Join page.

Q. How soon can I apply for a loan?

A. Straight away!  Members of Carrickmacross Credit Union don’t need to have an established savings record to be considered for loan approval. You can open an account and apply for a loan on the same day. The Loan Officers will make decisions based on individual circumstances.

Q. How much can I borrow?

A. Apply for what you need and the Loan Officer will make the decision based on the information you have supplied. We will assess your application with a view to making a positive decision. We look for reasons to say “Yes”.

Q. Can I make payments into, or out of, my account online?

A. Yes, we have an online service called CU Online so you can make payments online from your Credit Union account to other Credit Union accounts, to other Irish bank accounts or to overseas bank accounts in the Eurozone.

Click here for more information.

Q. Is there a charge for electronic or online transfers?

A. All EFT services are free at Carrickmacross Credit Union, allowing members to use the credit union as a one stop shop for all your financial needs.

Q. Can I use my Credit Union account to pay bills?

A. Yes, you can set up standing orders or direct debits from your account.

Q. Can I make a payment with a debit card?

A. Yes, we accept debit card payments.

Q. Can I have my wages, or social welfare paid into my account?

A. Yes, you can have your wages and any other source of income paid directly into your account.

Q. Can anybody else lodge money to my account?

A. Yes, all they need is the name and account number. For data protection reasons, the receipt that we issue will have no balance details.

Q. I don’t have my book. Can I lodge, or take out, money without it?

A. You can lodge or withdraw money as normal if you bring photo ID with you. If you have no photo ID, you can lodge money and we will issue a receipt with no balance details. Unfortunately, it is not possible to withdraw money without photo ID.