Monthly Archives

September 2019

Importing a car from across the border or the UK? Speak to Carrickmacross Credit Union first!

By | Latest News

Second-hand, imported cars from across the border and in the UK continue to rise in popularity with the Irish consumer. In fact, the latest Consumer Market Monitor (CMM) reports that second-hand cars imported from across the border and the UK will overtake the number of new cars sold in Ireland for the first time ever this year.

While we are firm believers at Carrickmacross Credit Union that shopping locally for a car is the best way to go with some terrific value to be had, we are seeing a surge in car loan queries from people considering buying from across the border or from the UK. We would urge anyone considering going this route to talk to us first. Our special car loan is straightforward, affordable and fair with a great value 7.25% rate.”*

When you arrange finance with us here at the credit union, you are effectively going as a cash buyer to the car dealer, and may well be able to negotiate a better deal. There are also other advantages, including fast approval, flexible terms and there will never be any hidden charges or fees.

Before making the decision to import from across the border or the UK the following points are the most important;

  • Buy from a recognised car dealership and avoid buying privately if possible. Shop around online and ensure you are getting the best value possible. Choose your car before you go.
  • Inform the UK authorities that you are exporting a car by obtaining and filling out the V5C document.
  • You will need to make an appointment for a Vehicle Registration Tax (VRT) inspection once back in Ireland, and you will also need to make the VRT payment.
  • You may also need to pay VAT if the car is less than six months old or has less than 6,000 kilometres clocked up.
  • You will need to purchase new registration plates.
  • Ensure you are fully up to date with all requirements and documents needed for importing a car by consulting the Citizens Information and the Revenue Commissioners websites.
  • Ensure you have also checked out your local car dealership. There is often great value to be found right on your doorstep. Don’t forget you have to factor in the cost of VRT, possibly VAT, new registration plates and fuel to get you home from the UK when importing a car.

** For a €10,000, 5 year variable interest rate loan with 60 monthly repayments of €199.19, an interest Rate of 7.25%, a representative APR of 7.51%, the total amount payable by the member is €11,951.62. Information correct as at 24/09/2019.

 

Carrickmacross Credit Union Limited is regulated by the Central Bank of Ireland. All Loans are subject to approval.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Carrickmacross Credit Union 3rd Level Scholarship

By | Latest News

Carrickmacross Credit Union operates a Student Scholarship Scheme for members commencing a full-time third level course. The Scholarship is open to all students who are members of Carrickmacross Credit Union. The applicant must intend doing a PLC, certificate, degree or diploma course in any approved Third Level Institution. Only those commencing their PLC, Cert, Degree or Diploma course this year are eligible.

Application forms can be collected in the credit union or downloaded from our website here. Application forms must be returned together with evidence that the applicant has been offered or has accepted, a PLC, certificate, a degree or diploma course at an approved Third Level Institution. Closing date for applications is Saturday October 12th. Decision of the Board of Directors will be final.

Who doesn’t love free money? Apply today!

Take the Walk of Life for the Credit Union Art Competition

By | Latest News

Carrickmacross Credit Union is urging its local community to take the ‘walk of life’ for its annual art competition. Entrants are being invited to think about how society and communities change, grow and develop for the better.

Entrants will have free reign to express their thoughts, opinions, visions and hopes on this theme.  Winners at local level will go on to a regional level, and regional winners will progress to the national awards ceremony in February 2020.

This is the first year Carrickmacross Credit Union are participating in the the hugely popular, national art competition, now in its 36th year. Each year almost 30,000 people enter the competition through more than 200 participating credit unions. The competition has no age limits and is open to children aged seven years and under right through to 18 years and over. There is also a category for those with physical or intellectual difficulties.

The annual competition is part of the Irish League of Credit Unions’ (ILCU) commitment to supporting the artistic development of both young and old in communities throughout Ireland. Producing and creating art can have many benefits for adults, such as reducing stress and aiding the development of creative problem-solving skills. For children, painting and creating art can nurture fine-motor skills and neural development, while allowing them to express their emotions.

Entry forms are available from Carrickmacross Credit Union. The closing date to submit finished entries is 25th October. We look forward to seeing the creative side of our Community.

New Website

By | Latest News

We’d like to welcome you to our newly redesigned website. We’ve been hard at work on the new site and hope that you will find your experience with it both user friendly and enjoyable.

Our new site has been designed with you in mind. Our members are the core of our business, which is why we aimed at designing a user friendly website. It’s easy to navigate, and gives you just the right amount of information – not too much, nor too little.

We hope you enjoy browsing our new site. We’re always open to feedback and new suggestions, so please don’t hesitate to get in touch by emailing info@carrickmacrosscu.ie.

Carrickmacross Credit Union

LOAN DETAILS

 

Christmas Loan - 5.99% (6.15% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Green Energy Loan - 7.25% (7.51% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Green Energy Loan - 7.25% (7.51% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Green Energy Loan - 7.25% (7.51% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Education Loan - 5.99% (6.15% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

5k Net of Shares Loan - 6.99% (7.22% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Holiday Loan - 6.99% (7.23% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Secured Loan - 5.99% (6.15% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Summer Sizzler Loan - 8.5% (8.8% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

LOAN DETAILS

 

Car Loan - 7.25% (7.51% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €

 

Send us a Message
Your name
Email Address
Phone
Company
Contact Information
Message
182 Ave – Glendale, NY 10285, US
1 (800) 921 89 15
support@domain.com
Send Message
If you are interested or have any questions, send us a message.

LOAN DETAILS

 

Personal Loan - 10% (10.51% APR)

REPAYMENTS

 

Weekly

Weekly Repayment €
Total Cost €

Monthly

Monthly Repayment €
Total Cost €